Retirement | Phillips Financial

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It is never the bus you see coming that hits you…

Written by: Lynn Phillips-Gaines, CFP®, CLTC Published in Starkville Daily News on Sunday, March 7, 2021. As a dear friend and mentor reminded me, it is rarely the things I worry about that come to fruition. It is the things you never see coming.  I guess that is why I became a financial planner versus […]

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Women and the Retirement Crisis

Here’s a number that will knock your socks off: $400 trillion.1

By 2050, the retirement savings shortfall in eight of the world’s largest economies is expected to reach $400 trillion, according to estimates from the World Economic Forum (WEF). The shortfall is the difference between the amounts of money retirees may receive from government and/or employer pensions and individual savings. The amount they need to replace 70 percent of their pre-retirement income is also factored in.1